Current Calgary Mortgage Rates

Updated regularly. OAC. Best available rates — we guarantee to beat your bank.

Mortgage Rates

Rates updated as markets change. Contact us for a personalized quote.

Term Insured
3-Year Fixed 3.89%
4-Year Fixed 4.04%
5-Year Fixed 3.89%
5-Year Variable (Prime - 0.8%) 3.65%

*Rates subject to change without notice. OAC. E.&O.E. Insured rates apply to purchases with less than 20% down. Conventional rates apply to refinances, rentals, and purchases with 20%+ down. Contact us for your personalized rate — no cost, no obligation.

Rates updated Mar 8, 2026
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